- Documentation : Streamlined application process with simplified requirements.
- Tenure : Customizable repayment terms aligned to business cash flow cycles.
- Bundled Offering : Designed to complement the LB SANMITHA Savings and Gold Loan products for end-to-end financial empowerment.
- Loan Parameters and Approval Framework : Minimum and maximum loan amounts, applicable interest rates, approval authorities, and the credit process are in line with the Delegation of Authority Manual and the Credit Operations Manual of LB Finance PLC. Unsecured loans ranging from Rs. 100,000 to Rs. 2 million will be considered. Based on the customer's risk profile and with an NCGI guarantee, facilities can be considered up to Rs. 25 million.
- To strengthen access to finance for Micro, Small and Medium Enterprises (MSMEs), LB Finance PLC has partnered with the National Credit Guarantee Institute (NCGI) of Sri Lanka. This collaboration enables LB Finance to offer enhanced loan products with reduced risk exposure while supporting entrepreneurs who may have limited collateral
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